:root{--color-primary: #2563eb;--color-primary-hover: #1d4ed8;--color-primary-active: #1e40af;--color-primary-soft: #eff6ff;--color-primary-contrast: #ffffff;--color-secondary: #0f172a;--color-inverse-bg: #0f172a;--color-inverse-text: #ffffff;--color-inverse-text-muted: rgb(255 255 255 / 75%);--color-success: #16a34a;--color-success-soft: #f0fdf4;--color-warning: #f59e0b;--color-warning-soft: #fffbeb;--color-danger: #dc2626;--color-danger-soft: #fef2f2;--color-info: #0891b2;--color-info-soft: #ecfeff;--color-chart-principal: #2563eb;--color-chart-interest: #f59e0b;--color-chart-accent-1: #16a34a;--color-chart-accent-2: #a855f7;--color-chart-accent-3: #dc2626;--color-bg: #f8fafc;--color-bg-elevated: #f1f5f9;--color-surface: #ffffff;--color-surface-hover: #f8fafc;--color-border: #e2e8f0;--color-border-strong: #cbd5e1;--color-text: #0f172a;--color-text-muted: #64748b;--color-text-faint: #94a3b8;--color-text-on-primary: #ffffff;--color-overlay: rgb(15 23 42 / 55%);--shadow-sm: 0 1px 2px rgb(15 23 42 / 6%);--shadow-md: 0 4px 12px rgb(15 23 42 / 8%);--shadow-lg: 0 12px 32px rgb(15 23 42 / 12%);--shadow-focus: 0 0 0 3px rgb(37 99 235 / 25%);color-scheme:light}:root[data-theme=dark]{--color-primary: #3b82f6;--color-primary-hover: #60a5fa;--color-primary-active: #2563eb;--color-primary-soft: rgb(59 130 246 / 15%);--color-primary-contrast: #ffffff;--color-secondary: #e2e8f0;--color-inverse-bg: #060c18;--color-inverse-text: #ffffff;--color-inverse-text-muted: rgb(255 255 255 / 70%);--color-success: #22c55e;--color-success-soft: rgb(34 197 94 / 12%);--color-warning: #fbbf24;--color-warning-soft: rgb(251 191 36 / 12%);--color-danger: #f87171;--color-danger-soft: rgb(248 113 113 / 12%);--color-info: #22d3ee;--color-info-soft: rgb(34 211 238 / 12%);--color-chart-principal: #3b82f6;--color-chart-interest: #fbbf24;--color-chart-accent-1: #22c55e;--color-chart-accent-2: #c084fc;--color-chart-accent-3: #f87171;--color-bg: #0b1220;--color-bg-elevated: #0f172a;--color-surface: #111c30;--color-surface-hover: #16213a;--color-border: #24324a;--color-border-strong: #32456357;--color-text: #f1f5f9;--color-text-muted: #94a3b8;--color-text-faint: #64748b;--color-text-on-primary: #ffffff;--color-overlay: rgb(2 6 23 / 65%);--shadow-sm: 0 1px 2px rgb(0 0 0 / 25%);--shadow-md: 0 4px 16px rgb(0 0 0 / 35%);--shadow-lg: 0 16px 40px rgb(0 0 0 / 45%);--shadow-focus: 0 0 0 3px rgb(59 130 246 / 35%);color-scheme:dark}*,*:before,*:after{box-sizing:border-box;min-width:0}html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;min-height:100dvh;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;background:var(--color-bg);color:var(--color-text);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased;overflow-x:hidden}h1,h2,h3,h4,h5,h6{margin:0;font-weight:700;letter-spacing:-.02em;line-height:1.2;color:var(--color-text)}h1{font-size:clamp(1.875rem,1.6rem + 1.2vw,3rem)}h2{font-size:clamp(1.5rem,1.35rem + .7vw,2.25rem)}h3{font-size:clamp(1.25rem,1.15rem + .4vw,1.625rem)}h4{font-size:1.125rem}p{margin:0 0 1rem;color:var(--color-text-muted)}a{color:inherit;text-decoration:none}button{font-family:inherit}ul,ol{padding-inline-start:1.25em}img,svg{display:block;max-width:100%}table{border-collapse:collapse;width:100%}::selection{background:var(--color-primary-soft);color:var(--color-primary-active)}:focus-visible{outline:none;box-shadow:var(--shadow-focus);border-radius:4px}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;top:-48px;left:1rem;z-index:1000;background:var(--color-primary);color:var(--color-text-on-primary);padding:.75rem 1rem;border-radius:8px;transition:top .15s ease}.skip-link:focus{top:1rem}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}html{scroll-behavior:auto}}.container{width:100%;max-width:1320px;margin-inline:auto;padding-inline:1rem}@media(min-width:768px){.container{padding-inline:1.5rem}}@media(min-width:1280px){.container{padding-inline:2rem}}.section{padding-block:3rem}@media(min-width:768px){.section{padding-block:4rem}}.card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:16px;box-shadow:var(--shadow-sm);padding:1.5rem}.section-heading{max-width:640px;margin-bottom:2rem}.section-heading .eyebrow{display:inline-block;font-size:.8125rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--color-primary);margin-bottom:.5rem}.section-heading p{margin-top:.75rem;font-size:1.0625rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-weight:600;font-size:.9375rem;border-radius:12px;padding:.75rem 1.375rem;border:1px solid transparent;cursor:pointer;transition:background-color .15s ease,border-color .15s ease,color .15s ease,transform .1s ease;line-height:1.2;white-space:nowrap}.btn:focus-visible{outline:none;box-shadow:var(--shadow-focus)}.btn:active{transform:translateY(1px)}.btn:disabled{opacity:.55;cursor:not-allowed;transform:none}.btn-primary{background:var(--color-primary);color:var(--color-text-on-primary)}.btn-primary:hover:not(:disabled){background:var(--color-primary-hover)}.btn-secondary{background:var(--color-surface);color:var(--color-text);border-color:var(--color-border-strong)}.btn-secondary:hover:not(:disabled){background:var(--color-surface-hover);border-color:var(--color-primary)}.btn-ghost{background:transparent;color:var(--color-text-muted)}.btn-ghost:hover:not(:disabled){background:var(--color-bg-elevated);color:var(--color-text)}.btn-sm{padding:.5rem .875rem;font-size:.8125rem}.btn-lg{padding:.9375rem 1.75rem;font-size:1rem}.btn-block{width:100%}.field{display:flex;flex-direction:column;gap:.5rem;margin-bottom:1.25rem}.field-label{display:flex;flex-direction:column;gap:2px;font-size:.875rem;font-weight:600;color:var(--color-text)}@media(min-width:576px){.field-label{flex-direction:row;align-items:baseline;justify-content:space-between}}.field-hint{font-size:.8125rem;color:var(--color-text-faint);font-weight:400}.field-error{font-size:.8125rem;color:var(--color-danger);font-weight:500}.input-group{display:flex;align-items:stretch;border:1.5px solid var(--color-border-strong);border-radius:12px;background:var(--color-surface);transition:border-color .15s ease,box-shadow .15s ease;overflow:hidden}.input-group:focus-within{border-color:var(--color-primary);box-shadow:var(--shadow-focus)}.input-group.has-error{border-color:var(--color-danger)}.input-group .input-affix{display:flex;align-items:center;padding-inline:.75rem;color:var(--color-text-muted);font-weight:600;background:var(--color-bg-elevated);border-inline-end:1px solid var(--color-border);font-size:.9375rem}.input-group .input-affix.suffix{border-inline-end:none;border-inline-start:1px solid var(--color-border)}.input-group input,.input-group select{flex:1;min-width:0;border:none;background:transparent;padding:.75rem 1rem;font-size:1rem;font-weight:600;color:var(--color-text);font-family:inherit}.input-group input:focus,.input-group select:focus{outline:none}.input-group input::placeholder,.input-group select::placeholder{color:var(--color-text-faint);font-weight:400}.input-group select{cursor:pointer}input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:4px;border-radius:999px;background:var(--color-border);cursor:pointer}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:18px;height:18px;border-radius:50%;background:var(--color-primary);border:3px solid var(--color-surface);box-shadow:var(--shadow-md);cursor:pointer}input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--color-primary);border:3px solid var(--color-surface);box-shadow:var(--shadow-md);cursor:pointer;border:none}input[type=range]:focus-visible{outline:none;box-shadow:var(--shadow-focus)}.checkbox-field{display:flex;align-items:center;gap:.5rem;font-size:.875rem;font-weight:500;color:var(--color-text);margin-bottom:1.25rem;cursor:pointer}.checkbox-field input[type=checkbox]{width:18px;height:18px;accent-color:var(--color-primary);cursor:pointer}.badge{display:inline-flex;align-items:center;gap:.3em;font-size:.75rem;font-weight:600;padding:.25em .7em;border-radius:999px;background:var(--color-primary-soft);color:var(--color-primary);white-space:nowrap}.badge-success{background:var(--color-success-soft);color:var(--color-success)}.badge-warning{background:var(--color-warning-soft);color:var(--color-warning)}.badge-danger{background:var(--color-danger-soft);color:var(--color-danger)}.table-scroll{overflow-x:auto;border-radius:12px;border:1px solid var(--color-border);-webkit-overflow-scrolling:touch}.data-table{width:100%;border-collapse:collapse;font-size:.875rem;white-space:nowrap}.data-table th,.data-table td{text-align:right;padding:.75rem 1rem;border-bottom:1px solid var(--color-border)}.data-table th:first-child,.data-table td:first-child{text-align:left}.data-table thead th{background:var(--color-bg-elevated);color:var(--color-text-muted);font-weight:600;font-size:.75rem;text-transform:uppercase;letter-spacing:.04em;position:sticky;top:0}.data-table tbody tr:last-child td{border-bottom:none}.data-table tbody tr:hover{background:var(--color-surface-hover)}.directory-header{background:var(--color-bg-elevated);border-bottom:1px solid var(--color-border);padding-block:2.5rem 2rem}.directory-header h1{margin-bottom:.5rem}.directory-header p{max-width:640px;margin-bottom:1.5rem}.directory-header__search{display:flex;align-items:center;gap:.75rem;max-width:480px;background:var(--color-surface);border:1.5px solid var(--color-border-strong);border-radius:12px;padding:.75rem 1rem;margin-bottom:1.25rem;color:var(--color-text-muted)}.directory-header__search:focus-within{border-color:var(--color-primary);box-shadow:var(--shadow-focus)}.directory-header__search input{flex:1;border:none;background:transparent;font-size:.9375rem;color:var(--color-text);font-family:inherit}.directory-header__search input:focus{outline:none}.directory-header__filters{display:flex;flex-wrap:wrap;gap:.5rem}.directory-header__filters button{border:1px solid var(--color-border-strong);background:var(--color-surface);color:var(--color-text-muted);font-size:.8125rem;font-weight:600;padding:.5rem 1rem;border-radius:999px;cursor:pointer;transition:all .15s ease}.directory-header__filters button:hover{border-color:var(--color-primary);color:var(--color-primary)}.directory-header__filters button.is-active{background:var(--color-primary);border-color:var(--color-primary);color:var(--color-text-on-primary)}.grid-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:1.25rem}.calc-page__header{max-width:760px;margin-block:1.25rem 2rem}.calc-page__header p{margin-top:.75rem;font-size:1.0625rem}.result-grid{display:grid;grid-template-columns:1fr;gap:.75rem;margin-top:10px}@media(min-width:576px){.result-grid{grid-template-columns:1fr 1fr}}.calc-content{max-width:820px;margin-top:3rem}.calc-content h2{margin-top:2.5rem;margin-bottom:.75rem}.calc-content h2:first-child{margin-top:0}.calc-content h3{margin-top:1.5rem;margin-bottom:.5rem}.calc-content ul,.calc-content ol{color:var(--color-text-muted);margin-bottom:1rem}.calc-content ul li,.calc-content ol li{margin-bottom:.5rem}.static-page{max-width:820px}.static-page h1{margin-bottom:1rem}.static-page h2{margin-top:2.5rem;margin-bottom:.75rem}.static-page h2:first-of-type{margin-top:2rem}.static-page h3{margin-top:1.25rem;margin-bottom:.5rem}.static-page p,.static-page li{font-size:1rem}.static-page ul,.static-page ol{margin-bottom:1rem}.static-page .lead{font-size:1.125rem;color:var(--color-text-muted)}.static-page .updated-note{font-size:.8125rem;color:var(--color-text-faint);margin-bottom:2rem}.value-grid{display:grid;grid-template-columns:1fr;gap:1.25rem;margin-block:1.5rem 2rem}@media(min-width:576px){.value-grid{grid-template-columns:repeat(2,1fr)}}.value-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:16px;box-shadow:var(--shadow-sm);padding:1.25rem}.value-card app-icon{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:12px;background:var(--color-primary-soft);color:var(--color-primary);margin-bottom:.75rem}.value-card h3{margin:0 0 .5rem;font-size:1rem}.value-card p{margin:0;font-size:.875rem}.text-muted{color:var(--color-text-muted)}.text-success{color:var(--color-success)}.text-danger{color:var(--color-danger)}.sr-visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media print{app-header,app-footer,app-mobile-nav,.ad-slot,.calc-actions,.breadcrumb,.skip-link,app-related-calculators,.faq-list{display:none!important}body{background:#fff;color:#000}.card{box-shadow:none!important;border-color:#ccc!important}a{color:#000!important;text-decoration:none!important}}